Highlights 2012

2006 year. Celebration of the 15th anniversary of Bank Vozrozhdenie

Financial and operating results

  • Net income rose by 50% to RUB 2.3 billion and ROE reached 11.9%
  • Assets increased by 13.7% to RUB 209.1 billion
  • The corporate loan portfolio expanded by 9.3% to RUB 123.5 billion. The share of small and medium-sized businesses (SMEs) in it climbed to 62.5%.
  • The retail loan portfolio expanded by 34.8% to RUB 32.9 billion
  • The mortgage loan portfolio exceeded RUB 22.3 billion, up 45% year-on-year
  • Customer funds rose by 12.9% to RUB 163.9 billion. The share of retail deposits was 49.4%.
  • Credit turnover on bank-card accounts grew by 11.4% to RUB 186 billion

Key events

  • Dmitry Orlov is elected as Chairman of the Board of Directors
  • Alexander Dolgopolov is appointed as Chairman of the Management Board
  • Two new management positions are created, Operations Director and IT Director, as part of the operating model optimization project
  • RUB 4.3 billion of mortgages are securitized
  • RUB 2 billion of subordinated deposits is raised to strengthen capital

Strengthening market positions

  • Bank Vozrozhdenie features in a rating of the world’s top 1,000 banks compiled by authoritative British magazine The Banker
  • Bank Vozrozhdenie features in a rating of the world’s 500 most valuable banking brands by Brand Finance

Professional recognition

  • In March 2013, the Bank wins the “Best Corporate Governance, Russia” award from British magazine World Finance
  • The Bank wins the “Best IR Management in Russia” award for 2012 from Global Banking & Finance Review
  • The Bank is presented with the “STP Award 2011. Excellent Quality” by Commerzbank AG for the high quality of its international settlement service
  • Lyudmila Goncharova, Deputy Chairwoman of the Management Board, features in the “Top 50 Corporate Bankers” rating by magazine Profile
  • Andrey Shalimov, Deputy Chairman of the Management Board, wins the “Best Investor Relations by CFO, Small Cap” award from IR magazine Russia & CIS